Free Bookkeeping Tools

Free Bookkeeping Tools & Business Calculators

Use practical bookkeeping tools and business calculators to check profit, expenses, invoices, sales tax, margins, budgets, and cash flow. No signup or payment required, and your calculations run privately in your browser.

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Bookkeeping Tools for Small Businesses

Choose the right tool for your business task

Start with the number you need to understand. These free bookkeeping tools and business calculators help small business owners review profitability, receivables, expenses, invoices, taxes, budgets, and cash flow in minutes.

Free tool

Bank Statement to P&L

Turn bank transaction data into a clear profit and loss view. Review income, expenses, and categories to understand your business performance before your next bookkeeping review.

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Free tool

Receivables Aging Report

Review outstanding invoices by customer and aging period. Quickly see what is due, what is overdue, and where your accounts receivable may need attention.

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Free tool

Expense Analyzer

Analyze business expenses by category and compare spending with your budget. Use the results to identify cost patterns and areas that may need closer review.

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Free tool

Invoice Generator

Create a professional invoice quickly, then print or save it as a PDF. Useful for freelancers, contractors, service businesses, and small business owners who need a simple invoice.

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Free tool

Sales Tax Calculator

Calculate sales tax on a purchase price or work backward from a tax-inclusive total. Enter the applicable state or local tax rate for a quick estimate.

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Free tool

Profit Margin Calculator

Enter revenue and cost to calculate gross profit, profit margin, and markup. Use the results to understand pricing and profitability for a product or service.

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Free tool

Break-Even Calculator

Estimate the sales volume and revenue needed to cover fixed and variable costs. A practical way to understand your break-even point before making pricing or sales decisions.

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Free tool

Mileage Deduction Calculator

Estimate a potential business mileage deduction using your business miles and the applicable mileage rate. Keep your estimate organized for bookkeeping and tax preparation.

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Free tool

Business Budget Calculator

Create a simple monthly business budget and review projected revenue, expenses, net profit, and spending by category. Useful for planning and cash management.

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Free tool

Cash Flow Forecast

Project expected cash inflows and outflows month by month. Identify potential cash shortages early and plan upcoming expenses with greater visibility.

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For Small Business Owners

Simple tools for everyday bookkeeping decisions

Good bookkeeping starts with knowing what your numbers are telling you. Use these free tools to check profitability, control expenses, review unpaid invoices, estimate taxes, plan a budget, and understand cash flow. They are designed for small business owners, freelancers, contractors, and service businesses that want quick answers without complicated software.

01

Check profitability

Use the profit margin and break-even calculators to understand revenue, costs, margins, and sales targets.

02

Control business expenses

Analyze spending and build a practical monthly budget so you can see where your money is going.

03

Manage cash flow

Review receivables and forecast cash to spot collection issues and upcoming cash pressure earlier.

04

Prepare for better bookkeeping

Use quick calculations as a starting point, then connect with a professional bookkeeper when your business needs ongoing support.

FAQ

Questions about our bookkeeping tools

Are these bookkeeping tools really free?

Yes. The tools on this page are available to use for free, with no signup or payment required. Each tool is designed to provide a quick, practical calculation or bookkeeping-related result.

Are these free bookkeeping tools useful for small businesses?

Yes. They are designed around common small business needs such as profit analysis, expense tracking, invoicing, sales tax estimates, budgeting, receivables, and cash flow planning.

Is my financial data uploaded when I use the tools?

The tools are designed to run in your browser. Your information is processed client-side rather than being sent to our bookkeeping team. Avoid entering sensitive information if you are unsure how a particular browser or device handles data.

Which bookkeeping calculator should I use first?

Choose the calculator based on your immediate question. Use the Profit Margin Calculator for profitability, the Break-Even Calculator for sales targets, the Business Budget Calculator for planning, and the Cash Flow Forecast for future cash needs.

Can these tools replace bookkeeping software or a bookkeeper?

No. These tools provide quick calculations and estimates. They do not replace complete bookkeeping, account reconciliation, transaction review, financial reporting, payroll, or tax preparation.

What if I need ongoing bookkeeping help?

If you need your books maintained throughout the month, HOLO Bookkeeper provides remote bookkeeping support for U.S. small businesses, including monthly bookkeeping, cleanup, reconciliation, reporting, and QuickBooks or Xero support.

Need more than a quick calculation?

When you need accurate books maintained every month, HOLO Bookkeeper can handle bookkeeping, reconciliation, cleanup, reporting, and QuickBooks or Xero support for your U.S. business.